On this day, December 14th, in 1887, Wood, Harmon & Co began selling the properties in the first ever sub-division. William Elmer Harmon knew the American dream was to own land and had an idea to make that dream accessible to even low-wage earners. Sub-diving a large property. Harmon said of the plan, “It is simply the installment plan applied to real estate and I am sure it will work.” Harmon's younger brother, Clifford, and uncle, Charles Wood, agreed and pooled their money together ($3,000) to purchase land south of Loveland. There, they founded the first sub-division, Branch Hill. The 200 lots sold out in four days.
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